HSBC- how they operate.
In the last 15 months or so, we have seen a department allegedly based in Canary Wharf but actually based in India manage collections regarding PGs- the long Indian names and .in email addresses tend to give them away. However, they are difficult to contact and relatively slow to respond, which is great under normal circumstances if you are fighting a war of attrition but dreadfully frustrating if you actually want to do a deal. We have seen a recent move by HSBC to use their internal Birmingham based resource, Metropolitan Debt Collection Services and DG Solicitors, but again find they can be just as ineffective in pursuing on behalf of the bank. For more information, have a look at our website at www.personal-guarantee.co.uk
Profile
- Mel
- London, United Kingdom
- Mel's experience is forged in turning businesses around over the last 23 years and in the last 6 years much of that has been working with the positive changes in insolvency rules to bring down the average business turnaround period from 12 months to 12 weeks. That meant that in the previous 17 years Mel turned around 25 businesses- in the last 6 years 40 businesses. Mel is a founder of UK Business Advisors (www.ukba.co.uk) In particular, Mel has built a reputation for being able to help individuals who have personal guarantee claims made against them and in many cases, the claim has been reduced significantly or removed altogether. His website, www.personal-guarantee.co.uk is the leading provider of this service.
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