Their centre for dealing with most personal guarantee issues is in Edinburgh. It is well known that HBOS has gotten itself into a predicament by entering the England and Wales market aggressively. Consequently, a great deal of corporate lending was provided accordingly, without the performance of the necessary or appropriate checks and balances.
Having said that, their systems are known to be generally better devised through ensuring personal guarantee documentation and keeping the originals; however, they are by no means perfect.
For more information, have a look at our website at www.personal-guarantee.co.uk
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